Jim Donelon Can Kiss My Ass on Canal Street!

State Farm will raise rates for mom-and-pop landlords, drop their wind and hail coverage

While the statewide average rate increase is 18 percent, actual increases in South Louisiana can be much higher.

In Orleans, Jefferson and protected parts of St. Bernard and Plaquemines, the average increase will be 59.2 percent, according to State Farm; in areas outside of levees in Plaquemines it will be 93.8 percent; and in areas outside of levees in St. Bernard, it will be 21.1 percent. In St. Charles Parish, the average increase will be 19.2 percent. In St. James and St. John the Baptist, it will be 22.6 percent... Other coastal parishes will also see increases.

State Farm spokeswoman Molly Quirk said that part of the rate increase calculation is the value of cutting the wind and hail policy. [Times-Picayune, 1-16-2011]

Can someone explain how you can charge more for less coverage? How did that get past the Louisiana insurance commission, and how much is Insurance Commissioner Donelon profiting from this? What is he getting that's worth throwing us under a bus?

The article talks about how State Farm has also raised rates on other policies, which were so numerous they probably ran out of room to list the auto insurance increases I also received from State Farm over the past year. I was wondering how my rates could increase on an 11-year-old vehicle on which I cut my coverage IN HALF because I couldn't even afford the insurance before the rate increase. It seems the answers to my questions are to be found in them new fangled calculators the State Farm home office sent to Baton Rouge.

You Can't Do That to a White Man!

I guess this counts as my inaugural contribution to the Hostilidays.

Merry Christmas! dammit.

From weather.com, 12-14-10: "A bus driver in Champaign-Urbana, IL resigned after officials with the transit agency saw this video of his bus running over a snowman in the middle of a street. Another vehicle steered around the snowman just before the bus hit it."

Proving yet again that the primary purpose of our American systems and institutions is still to ensure the protection and privileges of white men. *ba doom, rimshot*

Landrieu & Vitter Silent on Taxes and Unemployment Benefits

I couldn't help but notice that LA's Senators are strangely quiet about the two biggest Congressional issues plastered all over the news this week: extending tax cuts for the wealthy and extending unemployment benefits. Neither Sen. Landrieu nor Sen. Vitter have even so much as a one-sentence press release regarding these issues on their websites.

Turns Out Rust Colored Water Probably Not So Good After All

This always happens when I can't sleep. I lie in bed checking my CrackBerry and come across something that angers or excites me leaving me even more awake. You'd think I'd have learned my lesson by now, but alas, I am just as human as you are.

This time the culprit was a brand spanking new study showing that exposure to the substance manganese found in groundwater is linked, for perhaps the first time, to IQ deficits in children. "Yawn." I know. Big deal considering exposure to the current sociopolitical climate is making all of us more stupid by the day.

Then I suffered (because insomnia IS suffering) the thought that woke me up. Even though I can't find it anywhere online, I swear I saw a recent news story about rust colored water in St. Tammany Parish homes. I'm almost certain a spokesman in that story said it was probably because of the high levels of manganese in the area and that while the water looks weird, the manganese is harmless. An online document from the St. Tammany Parish government website calls manganese "a nontoxic substance" (see Why Is My Water Discolored on page 2).

Maybe not:

Lead author Maryse Bouchard explains, "We found significant deficits in the intelligence quotient (IQ) of children exposed to higher concentration of manganese in drinking water. Yet, manganese concentrations were well below current guidelines."

The analyses of the association between manganese in tap water and children's IQ took into account various factors such as family income, maternal intelligence, maternal education, and the presence of other metals in the water. For co-author Donna Mergler, "This is a very marked effect; few environmental contaminants have shown such a strong correlation with intellectual ability." The authors state that the amount of manganese present in food showed no relationship to the children's IQ.

-Bouchard et al., Environmental Health Perspectives, September 2010

The difference in IQ was 6 points. To put that in some perspective, the current black-white IQ gap for 12-year-olds in America is approximately 9.5 points. That realization then led me to ponder the strength of the environment-over-genetics argument for the gap in racial achievement in the U.S., and you better believe that thought REALLY had me wide awake! That's going to have to be a whole other series of posts for another day.

There was definitely no sleeping after that because now I had to get up out of bed and...sigh...save the children. So I just emailed Tammany Utilities to alert them to this. In their defense, as indicated in the research article, while airborne exposure to manganese is harmful to adults and children, manganese in the levels present in groundwater in North America has heretofore not been widely known to be a neurotoxin. Lots of other public water systems need to take heed too.

Anyway, the moral of the story is: the next time some snot-nosed, smart aleck kid mouths off at you, smile and offer them a nice glass of water.


Filtered water, people! What kind of an animal do you think I am?!